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    • Rent vs Own
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    • Annual Percentage Rate
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    • Prepayment Savings
    • Early Payoff
    • Refinance Break Even
    • Tax Savings
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Calculators

The following online calculators serve as helpful tools during the mortgage process.

Payment/Amoritization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

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NMLS  #402266   |   EQUAL HOUSING LENDER   |    PRIVACY POLICY

 © 2024 Heartland Bank and Trust Company. All Rights Reserved.

For licensing information, go to www.nmlsconsumeraccess.org. NMLS #402266

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888-897-2276    |     mortgage@hbtbank.com*

 

*E-mail links are for general inquiries only. It is not secure e-mail. For your protection, please do not include confidential or sensitive information such as social security numbers, account numbers, etc. when using these e-mail links

NMLS  #402266   |   EQUAL HOUSING LENDER   |    PRIVACY POLICY

 © 2024 Heartland Bank and Trust Company. All Rights Reserved.

For licensing information, go to www.nmlsconsumeraccess.org. NMLS #402266